Should You Call a Seller’s Bluff If They Say Another Offer Is Coming in on a House You Want to Buy?

The Lighter Side of Real Estate • July 16, 2023

It’s not uncommon for home buyers to feel they’re being lied to when they’re told there’s another offer coming in on a house they want to buy, no matter what the current real estate market is like.

But considering you’ve probably been hearing that houses are taking longer to sell, prices are coming down, and there are fewer buyers to compete with, it might seem even more suspicious if you’re told there’s another offer on a house you want to buy right now.

All of that is true in many areas, so an offer mysteriously coming in on a house you want to buy is even more unbelievable when the one you have your eyes on has been on the market for some time. It’s like, how in the world did someone else randomly decide to make an offer on this house when it’s been on the market 87 days? Where have they been? Why now? Do they even really exist, or is the seller bluffing?

If you find yourself in that position, it’s natural to be skeptical. It’s always possible that a seller (or their agent) is bluffing, and a little skepticism isn’t the worst thing in the world, especially when you’re deciding on how much to offer on what is typically the largest purchase most people make in their lives.

But the reality is, it’s not uncommon for another offer (or several others!) to come in at the same time you decide to make an offer on a house, even if it’s been on the market for a while.

Unfortunately, it’s almost impossible to ask for — and actually get — “proof” of another offer. You just have to trust what you’re being told, and your gut.

Here’s Why It’s Probably Not a Bluff

Fortunately, there are a few reasons why the seller and their agent probably aren’t bluffing…

  • An agent could get in trouble for lying. Between the National Association of Realtors Code of Ethics (which most agents adhere to), as well as state and national real estate rules and regulations established to protect the consumer, most agents wouldn’t risk losing their license by lying about the existence of another offer.
  • It could hurt their reputation. Besides legal trouble, most agents wouldn’t want to damage their reputation — which could cost them future clients and business — for the sake of creating urgency on one listing.
  • It could hurt their seller. If they bluff it might cause a buyer to disappear either because they simply want to test and see if there truly is another offer, or just don’t want to get involved in a bidding war. If the buyer doesn’t come in with an offer and the seller’s agent has to push for them to submit one because the other offer didn’t come in, or never truly existed, they have lost leverage and negotiating power.
  • Sometimes it isn’t so much a lie, as it is a heads up. A lot of times there may not actually be an offer in writing, but the listing agent knows there’s another buyer interested in making one. There’s nothing wrong with the listing agent letting other interested parties know there’s another offer potentially coming in, or already received, in order to make sure everyone who’s interested has a fair chance at making an offer before they accept one.
  • A property you like is likely to appeal to another buyer. No matter how few buyers are in the market, there’s always a chance there’s at least another buyer actively looking for a house in your area and price range. And if you like a house, there’s a good chance anyone else in the price range will see the value in it as well.

Here Are Your Options for Dealing With a Potential “Phantom” Offer

First and foremost, if you’re being told there’s another offer on a house you want to make an offer on, your agent will likely ask the listing agent how they’ll handle the process. The listing agent will guide them by telling them whether they want you to submit your “best and final” offer right up front, or if they want an initial offer and plan on coming back to everyone with a chance to improve it or negotiate further.

Ask your agent how he or she feels about the existence of another offer. Your agent should have a good understanding of the current market activity, and a sense about whether they can trust what the other agent is saying, based upon their experience in the field.

Depending upon how you and your agent feel after assessing, you can:

  • Call their bluff and not submit an offer. If you’re really confident that there truly isn’t another offer, you could tell them you’ve decided not to make an offer and hope that they change their tune and more or less beg you to come in with an offer. But this is extremely risky, because if there is another offer, you’re not going to even be in consideration and could lose out on having a shot at getting it. It could be really disappointing to see the house sold to someone else, especially if it’s for less than you were willing to pay for it.
  • Make an offer as if there isn’t another one. If you’re not entirely convinced that there’s another offer, you can always make an offer that you’d ideally make if there wasn’t another offer coming in. In other words, make an offer that isn’t your highest or best terms and try to get the best deal possible. The downside to doing this is it could hurt your chances by making you look less serious or as strong as the other buyer if another one exists, even if you do eventually improve your price and terms.
  • Submit a strong offer you feel good about, whether you get the house or not. Your best (and safest) bet is to just make the strongest offer you feel comfortable making. Make an offer that you’d feel happy having paid to get the house if they accept your offer, and wouldn’t regret if another buyer did exist and their offer ended up being chosen over yours. This way you’re in the mix and will feel like you’ve at least given it your best shot.

The Takeaway:

When you’re told there’s another offer coming in on a house you’re interested in buying that’s been on the market for a while, it’s easy to wonder if it’s true, or a bluff. But it’s even more difficult to believe in the current market where houses are supposedly taking longer to sell, prices are coming down, and there are fewer buyers to compete with in many areas!
Unfortunately, it’s almost impossible to get “proof” of another offer. You just have to trust your gut, and what you’re being told. Fortunately, it’s risky for a seller or their agent to lie about the existence of another offer, so it’s probably not a bluff.
While you can call their bluff and either not make an offer at all, or make one that isn’t your strongest or best, your safest bet is to make the strongest offer you feel comfortable making.


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By The Lighter Side of Real Estate August 3, 2026
You may have seen the headlines making the rounds lately about a homeowner who supposedly sold his house using AI. At face value, it sounds like something straight out of the near future. Most of the headlines made it seem like the guy typed in a few prompts and AI handled the marketing, found a buyer, guided the negotiations, and just like that… sold. But if you actually listen to an interview with the seller, the story sounds a little different. He makes it clear that AI was more of a tool helping with pricing ideas, marketing, and understanding the general process of selling a house. He also openly admitted that he hired an attorney to review the contract. So, like a lot of things you see online, it wasn’t quite as simple as it was made to sound. And as it turns out… he had even more help than he let on. The Part That’s Not Getting Talked About According to this article from the National Association of Realtors , there’s a key detail that tends to get left out of the story. There was a real estate agent involved. Not representing the seller, but representing the buyer—and in the process, doing a lot more than just “bringing the buyer.” While the seller enlisted the help of an attorney, he still found himself needing timely help and answers. So the agent ended up taking calls from the seller on a daily basis, from as early as 7:30 AM to as late as 11 PM one evening, helping answer his questions and guiding him through the process. In other words, doing many of the things a listing agent typically does, in order to help her client successfully buy a house from a seller who didn’t know the process. The reality is, this wasn’t a case of “AI handled everything.” There were still several humans involved, and one of them was an experienced real estate agent helping navigate the deal. Headlines Should’ve Said: “Local Man Sells House for Sale by Owner” When you really stop and think about it, this really is nothing more than a story about a For Sale By Owner (FSBO) transaction. This is really nothing new. A percentage of homeowners choose to go that route every single year. Some have success. Most quickly realize there’s more to the process than they expected. The only difference here is the tool being used. Not many years ago, this headline might have read: “Homeowner Sells House Using the Internet!” People have used Google to find information, online tools to create marketing for their home, and websites to expose their home to the market. Today, it’s AI. Different technological innovation. Same basic concept. Because at the end of the day, technology can help you get in the game… but it doesn’t suddenly make you an expert in everything that happens once you’re in it. Then Again, FSBOs Are at an All-Time Low… According to the National Association of Realtors , despite all the technology available today, For Sale By Owner transactions are at an all-time low, accounting for just 5% of all home sales. So all of those headlines probably should have focused on the fact that he sold his house FSBO! That’s probably more accurate. At a time when sellers have more access than ever to information, marketing tools, and now AI, the overwhelming majority still choose to work with a real estate agent. That doesn’t mean technology isn’t helpful. It is. AI can give you ideas, help you understand the process, and even make you feel more confident getting started if you’re thinking about selling on your own. But there’s a big difference between having access to tools, and knowing how to navigate everything that happens once your home hits the market. Pricing strategy. Buyer psychology. Negotiations. Inspections. Appraisals. Timelines. The unexpected issues that almost always come up along the way. That’s where experience tends to matter most. So if you’re thinking about using AI to sell your home based on this story, just know there’s more to it than meets the eye—and a reason why most sellers still choose not to go it alone. The Takeaway: A recent viral story about someone selling their house using AI makes it sound like the future has officially arrived. The headlines make it seem like all you have to do is type a few prompts, sit back, and watch your house sell. In reality, AI helped with some of the early steps, but there were still plenty of humans involved—including a buyer’s agent who ended up fielding calls and walking the seller through much of the process. So what you’re hearing about wasn’t a fully automated home sale. It was a For Sale By Owner deal with some tech mixed in. And considering FSBOs are at an all-time low of just 5%, that’s probably the part that should have made the headlines.
By The Lighter Side of Real Estate August 2, 2026
It’s common to look around your current home and wish for something better. More space. A different layout. A better location. Fewer compromises. That feeling doesn’t mean there’s anything wrong with your home—or with you. Very few people live in a place that feels perfect forever, and it’s human nature to wonder whether a different home might make you happier. That’s why a recent article from Realtor.com about whether a new home can make you happier can feel a little…conflicting. On one hand, it suggests that buying a new home could increase happiness. On the other hand, it says it might not. It’s an honest take, but it doesn’t really help much. The reality is, there’s rarely a definitive answer. True happiness usually runs deeper than square footage, finishes, or a new address. But if you’re hoping for some real clarity about whether buying a new home will actually make you happier, there may be a place to look for answers that most people don’t initially think to turn to… Most People Start by Venting to Friends, family…and ChatGPT When people start wondering whether a new home would actually make them happier, they usually don’t start by talking to a real estate professional. They start by bouncing it off of the people (and tools) they have in their day-to-day lives, such as: Friends , who know your personality, your habits, and the things you’ve been venting about for years Family members , especially if you’re close-knit—or if they’re providing financial help and feel entitled to weigh in A significant other , since any move will likely impact their life (and happiness) as well ChatGPT and other online tools , are increasingly being used to run scenarios, compare options, or talk through pros and cons Even a therapist , where big life decisions like housing naturally come up Each of these can be genuinely helpful—and in many cases, necessary—to make a thoughtful decision. The problem is that taken together, they can also make the decision more confusing than clarifying. Friends and family often filter advice through their own experiences, regrets, or wins Loved ones may unintentionally project fears or expectations that don’t fully apply to your situation Therapists can help you understand how you feel, but not whether a specific home or market reality actually makes sense Technology can explain concepts, but it doesn’t know your local market, what’s truly available, or which trade-offs are realistic All of these perspectives may help you sort through what you think will make you happy. What they tend to lack, however, is true insight into real estate itself. But Very Few Think to Confide in a Real Estate Agent For many buyers, real estate agents are still viewed through a pretty narrow lens. They’re seen as the person who schedules showings, unlocks doors, writes up paperwork, and—if you’re being cynical—tries to get a deal done as quickly as possible. That perception isn’t entirely surprising, since much of an agent’s work happens behind the scenes. But the truth is, good agents bring far more to the table than they’re usually given credit for—and in many cases, more than they’re ever paid for. Of course, they handle the things most people envision: showing houses, marketing listings, negotiations, inspections, managing timelines, contracts, and all the moving pieces that make a transaction actually happen. But those are just the baseline skills. The real value often lies in what agents learn and refine over years of working with people, not just properties. They’ve watched buyers chase homes they thought would make them happier, but didn’t deliver long-term satisfaction. They’ve helped others find unexpected joy in homes they initially overlooked. They’ve seen decisions driven by emotion work out beautifully—and others unravel under the weight of unrealistic expectations. That experience gives them context that no article, algorithm, or well-meaning friend can replicate. Over time, many agents also develop a set of soft skills that rarely get discussed. They often become an unofficial mix of trusted real estate expert, confidant, sounding board, and—at times—something closer to family. Someone their clients turn to for an uncommon blend of personal perspective and professional insight, wrapped into one relationship. The Sooner You Loop in an Agent, the Clearer the Decision Becomes If you find yourself casually saying things like “If only we had a bigger kitchen,” or “I wish this house had a better layout,” or even half-joking with a friend about how much happier you’d be in a different home, it probably doesn’t feel like a moment that calls for looping in a real estate agent. But that’s actually when bringing an agent into the conversation can be most valuable! A good agent can help you sort through those early thoughts before you make an entirely emotional decision to move forward, or do nothing and cope with a feeling of unhappiness. That doesn’t mean your agent should entirely replace the advice of friends and family, but you should definitely consider adding them in as an objective advisor who also understands the emotional side of the conversation. The Takeaway: It’s completely normal to feel like a new home might make you happier—and sometimes, it really does. That’s why most people start by running their thoughts and feelings by trusted friends, family, or their significant other. Those conversations matter and can be genuinely helpful. But many buyers wait to involve a real estate agent until they’ve already made a firm decision to buy, when in reality, looping one in earlier can be far more valuable. A trusted agent can act as a confidant and objective advisor, helping you sort through emotions, expectations, and real-world possibilities. That early clarity can make all the difference between a move driven by hope alone and one that truly supports long-term happiness.
By The Lighter Side of Real Estate July 31, 2026
When people talk about why they’re not sure they can buy a home yet, they usually point to the obvious things. Prices feel high. Interest rates aren’t what they used to be. It sounds like every decent house has ten offers by Sunday night. All of that is real. And for some people, those factors genuinely do make buying unrealistic. But for a lot of first-time buyers, there’s something sitting just below the surface that they may not even be able to pinpoint themselves: the fear of getting pre-approved for a mortgage. On paper, getting pre-approved is simple. It doesn’t usually take that long. And within the real estate world, it’s treated as a basic first step — something buyers are somehow supposed to just know they should do before they even scroll through the photos of a listing online. What doesn’t get talked about nearly enough is how emotionally loaded that step can feel if you’ve never done it before. Because at a gut level, getting pre-approved can feel like asking a stranger to decide whether you’re worthy of buying a home at all — and if you are, how much you’re allowed to spend. For some people, that brings up anxiety, self-doubt, embarrassment, or a quiet fear of being told “no.” So if you’ve been thinking about buying your first home but keep finding reasons to delay that first step, it might not be about the market at all. It might simply be fear of the answer. The good news is you’re not the only person who feels this way — and with a little perspective, that first step is usually far easier and far less painful than it seems. Why Agents Often Don’t Realize How Scary It Can Feel Real estate agents ask prospective buyers whether they’re pre-approved early on in the process for practical reasons. They’ve seen deals fall apart because a buyer wasn’t financially prepared. They’ve watched people fall in love with homes they couldn’t actually buy. They know sellers take offers more seriously when a lender is already involved. And because agents live in this world every day, it’s easy for them to forget how intimidating that step can feel to someone doing it for the first time. To an agent, calling a lender is routine. To a buyer, it can feel like walking into a test they didn’t study for. None of this means agents are being dismissive or uncaring. Most simply don’t realize that what feels like a small, obvious step to them can feel enormous to someone else. That said, there’s no real way around it. Unless you’re buying with a large amount of cash, getting pre-approved is part of the process. Why It Can Be Scary for First-Time Buyers Some of the fears around pre-approval are very concrete: Is my credit good enough? Do I have enough saved for a down payment? Wait, how much money should I even expect to have for a down payment? What if the amount I’m approved for doesn’t match what homes actually cost in my area? (Or that I actually like enough to buy…) Those are reasonable questions. They’re also questions a lender can usually answer fairly quickly, often with more flexibility than people expect. But there’s another layer to this that doesn’t get addressed as openly. It’s the uncomfortable feeling that comes with handing over your financial life to someone you don’t know yet. Bank statements, debts, income—it can feel exposing. And if money has ever been a source of stress, shame, or insecurity for you, that vulnerability can hit harder than you expect. Many first-time buyers quietly worry they’ll be talked down to, rushed, or made to feel naïve. Or worse, that they’ll be told they’re not ready in a way that feels final or personal. The truth is, a pre-approval conversation isn’t a verdict on your worth. It’s a snapshot. It’s information. And in many cases, even a “not yet” comes with a roadmap that shows you how to get there. How to Find a Lender Who Is Good With First-Timers To be fair, not all lenders are the same. Some are fantastic with first-time buyers. Others may be completely capable of helping any buyer through the process, but lack a certain touch many first-time buyers would appreciate. One of the best ways to find a lender who understands the human side of this process is through a real estate agent. Agents usually work with multiple lenders and know which ones are patient, educational, and supportive—and which ones are better suited for more experienced buyers. Just as important, a good agent doesn’t wait in the wings until you’re “ready” to buy a home. They can be a sounding board while you’re figuring things out. Someone who helps you frame questions, normalize your concerns, and take the pressure off that first call or email. In many cases, agents are doing this long before anyone is touring homes or signing contracts—and usually without charging you for their time or advice. They understand that buying a home isn’t just a transaction; it’s an emotional decision layered on top of a financial one. The right agent and lender don’t judge where you’re starting. They help you understand it. And sometimes, just knowing you’re not taking that first step alone is enough to make it feel manageable. The Takeaway: While many people think that the thing holding most first-time buyers back are housing prices, mortgage rates, and stiff competition, there is often something hidden below the surface getting in the way for some buyers. While agents often look at it as a quick, easy, and fairly painless process, it’s often a scary process for first-time buyers because it can feel like you’re being judged and deemed worthy or not of buying a house. The reality is that getting pre-approved isn’t a judgment or a final verdict on your future as a homeowner. It’s simply a starting point. It gives you clarity instead of guesswork, and information instead of assumptions. And even if the answer isn’t exactly what you hoped for, it almost always comes with guidance on how to move closer to where you want to be. A good agent can connect you with the right lender who can make the process feel far less intimidating by answering questions, setting expectations, and having empathy for what it feels like to be in your shoes.
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